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Clear the way for homeowners to replace their single-family home with up to FIVE affordable homes, creating much needed middle-income housing in the City of San Diego.
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Each of these new "small-lot homes" would include 2 or 3 bedrooms and a garage.
These "small-lot homes" are expected to cost significantly less than the home that was on that lot before it was subdivided, according to a preliminary financial analysis by London Moeder.
Help solve our housing crisis
End housing segregation
Build intergenerational wealth for BIPOC families
Grow the local economy and create new revenue
Increase density and decrease Vehicles Miles Traveled
For sale Middle Income housing is critically important because there’s so little of it in San Diego, where the average price of a home is $900,000 and the average rent for a 3-bedroom apartment is $4,000.
High costs and lack of housing drive rents higher and create a huge imbalance in our city between the haves and the have not. This initiative would lower the cost of new homes because homebuyers would be buying less land, Creating Homeownership Opportunities that do not exist for San Diego’s middle class and working families, including construction workers, tradesmen/women, teachers, public safety workers, office workers, first-time home buyers, and others.
LISC San Diego is leading a coalition that includes San Diego Urban League, the Chicano Federation, and other organizations in strongly urging the City of San Diego to end the restriction of single-family-zoning-only neighborhoods due to its rampant use and success of segregating neighborhoods.
Homeownership is the surest way for all families to build generational wealth. As a first step in this process, LISC San Diego, the San Diego Foundation, San Diego Urban League, and committed sponsors have joined forces to create a $2.25M first-time-homebuyer grant program for black families. The program includes pre-approved HUD counseling by the Urban League, and LISC’s financial counseling for families.
As part of the effort to create an affordable housing pipeline, LISC San Diego and our partners are creating and supporting BIPOC small-business developers.
Rezoning single-family lots into smaller parcels, while identifying funding to develop new affordable homes, will stimulate the local economy for new goods, services, jobs, and mortgages.
There are more than 200,000 single-family lots in the City of San Diego. Subdividing in compatible locations consistent with community plans or through targeted plan amendments, and building small-lot homes, will retrigger property taxes, creating new city revenue for parks, rec centers, sidewalks, street lights and more.
An increase from two units per acre to three decreases VMT per household by over 2,000 miles, from 25,500 to 23,042. Thus, in San Diego’s sprawling, low-density environment, one new housing unit per acre reduces VMT by over 2,000 miles, or 8 percent.
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