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Clear the way for homeowners to replace their single-family home with up to FOUR affordable homes, creating much needed middle-income housing in the City of San Diego.
These new homes could be up to 2,000 square feet with a two-car garage and cost approximately $550,000.
Before: 1 lot | 1 home
After:: 4 lots | 4 homes
Help solve our housing crisis
End housing segregation
Build intergenerational wealth for BIPOC families
Grow the local economy and create new revenue
Increase density and decrease Vehicles Miles Traveled
For sale Middle Income housing is critically important because there’s so little of it in San Diego, where the average price of a home is $900,000 and the average rent for a 3-bedroom apartment is $4,000.
High costs and lack of housing drive rents higher and create a huge imbalance in our city between the haves and the have not. This initiative would lower the cost of new homes because homebuyers would be buying less land, Creating Homeownership Opportunities that do not exist for San Diego’s middle class and working families, including construction workers, tradesmen/women, teachers, public safety workers, office workers, first-time home buyers, and others.
LISC San Diego is leading a coalition that includes San Diego Urban League, the Chicano Federation, and other Black-led and Latino-led organizations in strongly urging the City of San Diego to end the restriction of single-family-zoning-only neighborhoods due to its rampant use and success of segregating neighborhoods.
Our goal is to allow all 5,000 to 7,000 square foot residential lots to be subdivided into 4 individual parcels, providing homeownership and rental opportunities for BIPOC (Black, Indigenous, People of Color) families in good neighborhoods.
Homeownership is the surest way for all families to build generational wealth. As a first step in this process, LISC San Diego, the San Diego Foundation, San Diego Urban League, and committed sponsors have joined forces to create a $2.25M first-time-homebuyer grant program for black families. The program includes pre-approved HUD counseling by the Urban League, and LISC’s financial counseling for families.
As part of the effort to create an affordable housing pipeline, LISC San Diego and our partners are creating and supporting BIPOC small-business developers.
Rezoning single-family lots into 4 parcels, while identifying funding to develop new affordable homes, will stimulate the local economy for new goods, services, jobs, and mortgages.
There are approximately 280,000 single-family lots in the City of San Diego. Subdividing those lots and building four homes on them will retrigger property taxes, creating billions in city revenue for parks, rec centers, sidewalks, street lights and more.
Estimated new revenue at complete build out: $5.5 BILLION
City of San Diego Property Tax revenue for 2023 is $715.5 million.
An increase from two units per acre to three decreases VMT per household by over 2,000 miles, from 25,500 to 23,042. Thus, in San Diego’s sprawling, low-density environment, one new housing unit per acre reduces VMT by over 2,000 miles, or 8 percent.
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